Website every payday lender will contain their homepage eligibility criteria. You very well could judge that whether you deserve a loan or not by looking at these criteria. So, if you find yourself unable to meet any of the conditions, it would be a waste of time to fill out the application form. Instead, you can look for other lending criteria met by you.
Also depending on your needs, you have to borrow. There are many lenders who provide money in round numbers. You should know that if the amount of the loan increases, there will be no increase in the amount of the payment gradually. Then you can then either change your lender or else look for other alternatives to meet the needs of your money.
There is no doubt that you can expect payday loan to help you in a crisis. But care must be taken as a small mistake can put you in a more disturbing than your current.